Just Scores

Just uses a range of scores that are specifically designed for optimising debt collection activity. They are continuously improved using debt outcomes, meaning that they outperform the more generic CRA scorecards.

 

DebtScore – helping optimise debt collection agency (DCA) activity

Utilising data from multiple external sources (include all three UK CRA and other data enrichment providers), we will score every account in your portfolio to identify the next best action and predict what outcome to expect. We prioritise early identification of vulnerability or financial hardship, so you know where to offer additional support.

Using Just DebtScore means you’ll be able to understand how to segment your portfolio to optimise debt collection treatment – maximising engagement, resolution and collections outcomes.

We also collate outcome data and continually conduct retro-analysis to fine-tune the scorecard for your portfolio for continuous improvement.

 

LitigationScore – helping select cases suitable for litigation activity

Utilising data from multiple external sources (include all three UK CRA and other data enrichment providers), we will score every account in your portfolio to identify the next best action and predict what outcome to expect. We prioritise early identification of vulnerability or financial hardship so you know where to offer additional support.

Using Just LitigationScore means you’ll be able to identify cases where litigation activity will drive higher customer engagement, resolution and collections outcomes. The score will also help to ensure that you do not incur unnecessary litigation costs (including solicitor fees and court costs) and achieve satisfactory ROI from your litigation activity.

We also collate outcome data and continually conduct retro-analysis to fine-tune the scorecard for your portfolio for continuous improvement.

 

DoorScore – helping select and prioritise cases suitable for enforcement activity

Utilising data from multiple external sources (include all three UK CRA and other data enrichment providers), we will score every account in your portfolio to identify the next best action and predict what outcome to expect. We prioritise early identification of vulnerability or financial hardship so you know where to offer additional support.

Using Just DoorScore means you’ll be able to identify cases where enforcement activity will drive higher customer engagement, resolution and collections outcomes. The score will also help to ensure that you do not incur unnecessary enforcement costs (court fees, abort fees etc) and optimise your ROI from your enforcement activity.

We also collate outcome data and continually conduct retro-analysis to fine-tune the scorecard for your portfolio for continuous improvement.

Speak to one of our team about how we can help you