Our team

Jamie Waller

Group CEO and Executive Chair

Jamie Waller

Group CEO and Executive Chair

Jamie Waller is a British entrepreneur, philanthropist and investor. He has worked in financial services since 1998 and previously built, managed and sold many businesses in the credit and debt space.

Jamie led the acquisition of Arum (Just's sister company) in 2017 and launched Just in 2019.

 

James Scott

Group CGO

James Scott

Group CGO

James has over 25 years’ experience building and scaling fast-growth technology and software businesses. He spent a decade in investment banking and fintech, holding senior roles at tier-one institutions including UBS and JP Morgan Chase.

James specialises in leading and scaling revenue organisations, delivering accelerated growth plans, and embedding operational excellence to create repeatable, predictable revenue. He has worked across small, mid-market, and enterprise organisations in fin-tech, mar-tech, and market research.

He brings extensive international scaling experience, having helped businesses expand into the US, APAC, South Africa, and across Europe through new office launches, strategic partnerships, and reseller programmes.

Simon Day

Group CFO

Simon Day

Group CFO

Simon is a seasoned finance leader with over 15 years of experience across the UK and APAC region. He has a strong track record in delivering strategic growth, leading transformational change, and enhancing financial performance. Simon specialises in M&A, cash flow optimisation, and financial governance, with a focus on aligning finance strategy to business goals and maximising long-term value.

 

Carlos Osorio

Group COO

Carlos Osorio

Group COO

Carlos has spent the past 30+ years working in financial services and is a specialist within collections and recoveries. 

He has held senior roles at TDX, Capital One, and NatWest.

 

Jason Incles

Group Chief of Staff

Jason Incles

Group Chief of Staff

Jason has been working for the largest collections and recoveries companies for over two decades, having served in management and director positions for Experian and TDX.

 

Mike Dugand

Chief Technology Officer

Mike Dugand

Chief Technology Officer

 

Chris Badger

Principal High Court Enforcement Officer

Chris Badger

Principal High Court Enforcement Officer

Chris is a board member of the High Court Enforcement Officers Association and has held senior positions at Marston Holdings, The Sheriffs Office and Shergroup Limited.

 

Alex Chapman

Non-Executive Director

Alex Chapman

Non-Executive Director

Alex has over 20 years' experience across financial services, software and utilities, optimising operations and finance functions to drive business success and great customer outcomes. He has held senior roles as Finance Director at JBW Group, Finance Director at Capita, and Senior Finance Manager at Lloyds Banking Group.

 

Debbie Nolan

Director of Customer Success

Debbie Nolan

Director of Customer Success

Debbie has over three decades of credit industry experience and has held senior positions at the Chartered Institute of Credit Management, Everyday People Financial Solutions, and Wescot Credit Services.