It’s Just.
to do it right


We provide a single route to use industry leading experts to resolve problem debt.



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Nick Georgiades, MD
“We are a business that balances purpose and profit. We consider the impact of our decisions on our people, customers, suppliers, community, and the environment. We are part of a global movement of people that are using business as a force of good”.



About us


We are a majority owned subsidiary of The Arum Group which has been providing debt and credit advisory services internationally for over twenty years.  

Our executive team consists of some of the most experienced people in supply chain management, technology, debt resolution and compliance. Many of them were part of the UK’s first debt market integration project that was formed in 2015 as a joint venture between the private sector and UK Government.

Our network of debt recovery, litigation and enforcement suppliers cover every square inch of the country. We use data, analytics, and insights to enhance our understanding of the customers who owe money and then implement fair and effective treatment strategies based on their individual circumstances before placing debt.


Chris Badger, Director of Legal & Compliance
“We measure the quality of the service we supply continuously and are also audited frequently by a number of international quality management awarding bodies. We hold a number of quality standards to cover the services we supply.”



  • What we do
  • Our story
  • Our executive team
  • Why us
  • Our founder
  • Our investors
  • Our expertise
  • Our partners
  • Our mission
  • Our quality standards

Technology


The life cycle of technology is becoming shorter, and our clients’ expectations are evolving in an accelerating race for the most advanced insight into their problem debt portfolios. The risk of not knowing enough about a customer can result in wasted investment, or worse, a vulnerability not being detected that causes a customer harm and the client public shame.

Our technology is designed to support our leading-edge capabilities such as data analytics, automated processing, and integration with third-party systems. We do this by building our own technology, using our own team of engineers and through development upon the world’s leading platform, Salesforce.

We connect everyone to our cross-industry digital infrastructure, The Just Hub.



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Antony Dear, Chief Product Officer
“Our approach to technology is to develop it in-house using our own engineers but where leading technology exists that is not core to what we do, integrate with it to ensure we stay at the leading edge of advancements and technological change”.



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    The Just
    Hub
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    The Salesforce platform
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    How we manage data




Our Network


We aim to contract with the best available industry experts within each of the following sectors:

•  Debt recovery

•  Litigation, and

•  Enforcement

A robust procurement framework is used to select, test and onboard suppliers, and at a client’s request, we also onboard their existing suppliers to manage the impact of supply chain disruption.



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Natalie Tate, Director of Operations
"We have a deep understanding of capabilities of the marketplace. Robust procurement methods are used to pre-qualify applications and move suppliers to a formal audit process. Suppliers that meet our quality standards are then approved to operate."



  • Debt Recovery
  • Litigation
  • Enforcement




Who we help


We provide a single route to use industry leading experts to resolve problem debt and work with clients in the following sectors:

•  Government departments

•  Utility businesses

•  Telco’s

•  Solicitors

•  Property management organisations

•  Banks, and

•  Private businesses.



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Our story


We created Just in 2019 to offer clients a single route to use the private sector to help resolve problem debt through a network of debt recovery, litigation, and enforcement suppliers.

We focused early on technology and underpinned it with some of the most experienced debt resolution experts in the industry. Many of our team were part of the UK’s first debt market integration project that was formed in 2015 as a joint venture with UK Government for the collection of £23 billion.

We are a business that balances purpose and profit and consider the impact of our decisions on our people, customers, suppliers, community, and the environment. We are part of a global movement of people that are using business as a force of good.



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What’s
being said


Read about what our customers are saying, Just news, and our latest blogs, vlogs and events.



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