Carlos Osorio

Group Chief Executive Officer

Arum and Just

Who we are

"We believe clients deserve to get paid. We use advanced data science and proprietary technology to help clients select the right debt treatment strategy for their customers to improve engagement and uplift portfolio returns. For clients who want a fully managed service, we provide technology and ready-to-go access to an integrated network of assured data, debt recovery, litigation and enforcement service providers.

We passionately believe that customers who are behind on their payments should be treated fairly and according to their circumstances. We believe customers who can pay should be encouraged to pay, while those who are vulnerable or in financial hardship should be treated with empathy and receive appropriate support."

  • Our story
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